Terms and Conditions

These Terms and Conditions (the “Terms”) govern access to and use of the website InfoYouCanada.com (the “Website”).

The Website is published and operated by ActiveView OÜ, a company registered in Estonia under Registration No. 16639782, with registered address at Kotkapoja tn 2a-10, Tallinn 10615, Harju, Estonia.

Advertising, traffic acquisition, and monetization services related to the Website are provided by Plenus Media LLC, a company registered in the United States under EIN 35-2910477.

By accessing, browsing, or using the Website, you confirm that you have read, understood, and agreed to these Terms. If you do not agree with them, please do not use the Website.

1. Who We Are

Publisher and operator
ActiveView OÜ
Registration No.: 16639782
Registered address: Kotkapoja tn 2a-10, Tallinn 10615, Harju, Estonia

Advertising, traffic acquisition, and monetization
Plenus Media LLC
EIN: 35-2910477

ActiveView OÜ is responsible for publishing, operating, managing, and maintaining the Website. Plenus Media LLC is responsible for advertising operations, audience acquisition, and monetization.

2. Acceptance of These Terms

These Terms form a binding agreement between you and ActiveView OÜ and apply every time you access the Website, whether or not you interact with its content.

They apply together with our Privacy Policy, our Disclaimer, our CCPA notice, and our copyright complaints procedure, all of which are incorporated into these Terms by reference.

If any of those documents conflicts with these Terms on a specific point, the more specific document prevails on that point.

3. Definitions

For the purposes of these Terms:

• User, you, or your — any person who accesses, browses, or uses the Website.
• Company, we, us, or our — ActiveView OÜ, responsible for publishing, operating, managing, and maintaining the Website.
• Advertising and Monetization Provider — Plenus Media LLC, responsible for advertising operations, traffic acquisition, and monetization services.
• Website or Site — InfoYouCanada.com and all of its pages and subdomains.
• Content — all text, articles, images, graphics, videos, logos, links, layouts, code, and other materials published on the Website.
• User Content — anything you submit to the Website, including comments and messages sent through the contact form.

4. About the Website

InfoYouCanada.com is an independent informational, journalistic, educational, and editorial content portal.

The Website:

• does not sell products or services directly;
• does not act as a payment intermediary and does not complete transactions on behalf of third parties;
• does not request banking information, credit card numbers, or government identification numbers;
• does not represent, and is not affiliated with, sponsored by, or endorsed by, any company, brand, government agency, institution, or organization mentioned in its content, unless expressly stated;
• does not guarantee approval, eligibility, selection, or any other outcome in relation to programs, benefits, offers, or applications described in its articles.

References to brands, companies, products, services, platforms, programs, or public agencies are made for informational and editorial purposes only. All trademarks belong to their respective owners.

Advertising space and monetization activities are provided through third-party advertising platforms and specialized partners.

5. Eligibility

The Website is intended for a general adult audience and is not directed at children.

By using the Website you confirm that you have the legal capacity to accept these Terms in your country of residence, or that you are using the Website under the supervision of a parent or legal guardian who accepts them on your behalf.

6. Permitted Use of the Website

You may read, browse, and share the Content for personal, non-commercial purposes, and you may quote short excerpts with clear attribution and a link to the original page.

Any other use — in particular reproduction, republication, redistribution, or commercial exploitation of the Content in whole or in substantial part — requires our prior written authorization.

7. Prohibited Conduct

When using the Website, you agree not to:

• use it for any unlawful, fraudulent, or harmful purpose;
• copy, scrape, mirror, or systematically extract Content, including by automated means, without written authorization;
• use the Content to train or fine-tune machine learning or artificial intelligence systems without written authorization;
• interfere with the operation, security, or availability of the Website, or attempt to gain unauthorized access to it or to any related system;
• introduce malware, spam, or any code intended to damage, disrupt, or intercept data;
• circumvent, disable, or interfere with advertising, consent notices, or security features;
• impersonate any person or entity, or misrepresent an association with the Website or with any organization;
• publish content that is illegal, defamatory, discriminatory, hateful, obscene, threatening, or that infringes the rights of third parties;
• collect personal data of other users.

8. Intellectual Property

All Content published on the Website is protected by copyright and other intellectual property rights and belongs to ActiveView OÜ or to its respective rights holders.

Nothing in these Terms transfers any intellectual property right to you. The layout, structure, code, and visual identity of the Website are likewise protected.

Third-party trademarks, logos, and brand names appearing on the Website belong to their respective owners and are used for identification and editorial purposes only. Their appearance does not imply any partnership, sponsorship, or endorsement.

9. Comments and User Submissions

Where comments are enabled, you are solely responsible for what you publish. You confirm that you hold the necessary rights to the material you submit and that it does not infringe the rights of any third party.

By submitting User Content you grant us a non-exclusive, worldwide, royalty-free licence to display, store, reproduce, and moderate it in connection with the operation of the Website.

We do not endorse, and are not responsible for, opinions expressed in User Content. We may moderate, edit, refuse, or remove any User Content at our discretion, in particular where it breaches Section 7, and we are under no obligation to monitor it.

Do not include personal data, financial details, or confidential information in comments; they are public.

10. Advertising and Third-Party Services

The Website displays advertising provided by third parties, including Google Ad Manager, Google AdSense, and other advertising partners. Advertising, traffic acquisition, and monetization activities are managed by Plenus Media LLC.

Advertising funds the operation and maintenance of the Website and the production of its editorial content.

Neither the Website nor its operators control:

• the specific content of every advertisement displayed;
• the products or services promoted by advertisers;
• the commercial terms offered by third parties;
• the advertising landing pages reached from an advertisement;
• the privacy practices of advertisers;
• the availability, quality, pricing, or delivery of advertised products.

The display of an advertisement does not constitute a recommendation, guarantee, endorsement, sponsorship, or official relationship between InfoYouCanada.com and the advertiser. Any transaction you enter into with an advertiser is exclusively between you and that advertiser.

How advertising technologies process data, and how you can control them, is explained in our Privacy Policy.

11. External Links and Third-Party Content

The Website contains links to websites, applications, platforms, and services operated by third parties, including advertising landing pages.

We do not control and are not responsible for their content, their terms, their privacy practices, or the security measures they adopt. Following an external link is at your own risk, and we recommend reviewing the terms and privacy policy of any external site before providing information to it.

12. Linking to This Website

Government agencies, search engines, news organizations, online directories, and other websites may link to the Website without prior written approval, provided that the links:

• are not deceptive;
• do not falsely imply sponsorship, approval, endorsement, or partnership;
• are used in an appropriate context;
• do not damage the reputation of the Website;
• are not associated with illegal, offensive, or misleading material.

ActiveView OÜ reserves the right to request the removal of any link to the Website at any time.

13. iFrames and Framing

Any use of frames, embedded windows, or iFrames that alters the visual presentation or appearance of the Website requires prior written authorization from ActiveView OÜ.

14. No Professional Advice

Rules, eligibility criteria, amounts, deadlines, interest rates, fees, and program conditions change frequently and vary by province, state, and personal circumstances. Always confirm the current information with the official body, institution, or provider before making a decision or submitting an application.

Any decision you take based on the Content is your own responsibility. See also our Disclaimer.

15. Disclaimer of Warranties

The Website and its Content are provided “as is” and “as available”, without warranties of any kind, whether express or implied, to the fullest extent permitted by applicable law.

We make reasonable efforts to keep the Content accurate and up to date, but we do not warrant that it is complete, current, accurate, or free of errors, nor that the Website will be uninterrupted, secure, or free of defects or malicious code.

Nothing in this section limits any warranty or right that cannot be excluded under the mandatory law applicable to you as a consumer.

16. Limitation of Liability

To the fullest extent permitted by applicable law, ActiveView OÜ, Plenus Media LLC, and their directors, employees, and service providers shall not be liable for:

• indirect, incidental, special, consequential, or punitive damages;
• loss of profit, revenue, data, opportunity, or goodwill;
• decisions taken on the basis of the Content;
• the acts, omissions, products, services, or content of advertisers and other third parties;
• interruption, unavailability, or malfunction of the Website;
• unauthorized access to, or alteration of, transmissions or data by third parties.

Nothing in these Terms excludes or limits liability for fraud, wilful misconduct, gross negligence, death or personal injury caused by negligence, or any other liability that cannot lawfully be excluded, including mandatory consumer rights in your country of residence.

17. Indemnification

You agree to indemnify and hold harmless ActiveView OÜ and Plenus Media LLC against any claim, loss, liability, or reasonable expense arising from your breach of these Terms, from your misuse of the Website, or from User Content you submit.

18. Privacy and Personal Data

The processing of personal information is described in our Privacy Policy, which forms part of these Terms.

Personal information is processed in accordance with the Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada, the California Consumer Privacy Act as amended by the CPRA and comparable United States state privacy laws, the General Data Protection Regulation (EU 2016/679) and the UK GDPR, and the Brazilian Lei Geral de Proteção de Dados (Law No. 13,709/2018), each to the extent it applies to you.

Where required by law, non-essential cookies and personalized advertising are used only after you give consent through the consent notice displayed on the Website. You may change that choice at any time.

19. Copyright Complaints

We respect intellectual property rights. If you believe that material published on the Website infringes your copyright, please follow the procedure described on our copyright complaints page or write to [email protected].

Include enough detail to identify the protected work, the exact location of the material on the Website, and your contact details, together with a statement of your good-faith belief that the use is not authorized. Material that is found to be infringing will be removed or disabled.

20. Suspension and Termination of Access

We may restrict, suspend, or terminate access to the Website, or to any part of it, at any time and without prior notice, in particular where these Terms are breached or where necessary to protect the Website, its users, or third parties.

The sections that by their nature should survive termination — including intellectual property, disclaimers, limitation of liability, indemnification, and governing law — remain in force.

21. Changes to the Website and to These Terms

ActiveView OÜ reserves the right to amend these Terms, update or remove Content, modify or discontinue features, restrict access, moderate or remove comments, request the removal of links, suspend sections of the Website, and take measures against misuse.

The current version of these Terms is always published on this page, with the effective date shown below. Continued use of the Website after an update is published means that you accept the revised Terms.

22. Severability, Waiver, and Assignment

If any provision of these Terms is held invalid or unenforceable, that provision will be limited or removed to the minimum extent necessary and the remaining provisions will continue in full force.

Our failure to enforce any provision is not a waiver of our right to enforce it later.

You may not assign or transfer your rights or obligations under these Terms. We may assign them to a successor in connection with a reorganization, merger, or transfer of the business.

These Terms, together with the documents referred to in Section 2, constitute the entire agreement between you and us regarding the Website.

23. Governing Law and Jurisdiction

These Terms are governed by the laws of the Republic of Estonia, where the publisher and operator of the Website is established, and any dispute arising from them or from the use of the Website shall be submitted to the competent courts of Tallinn, Estonia.

This does not deprive you of the protection of the mandatory consumer-protection rules of your country of habitual residence, and it does not limit your right to bring proceedings before the courts of that country where the applicable law grants you that right.

Matters relating to personal information remain governed by the data protection laws listed in Section 18, each to the extent it applies to you.

24. Contact

For questions or requests relating to these Terms and Conditions:

Email: [email protected]
Contact form: infoyoucanada.com/contact-us/